Chapter 1665 Settlement

Tuesday, December 31st.

Two months passed in the blink of an eye.

Pei Qian lay on the sofa, silently waiting for the final moment of the system settlement.

During these two months, he had mostly stayed at home, not going to the company. All company affairs were discussed and decided by the people in charge.

Various departments carried out negative-profit activities, and the people in charge naturally racked their brains to figure out how to spend money quickly for Pei Qian. Traditional money-spending methods, including charitable activities, were also advanced step by step according to the original process.

Although Tenda Group's charitable activities had not yet formed a particularly large scale, they had already formed a good inertia.

Led by Tenda Group, many companies across the country jointly participated in the Chuji Plan (initial assistance plan), a charitable activity that had developed rapidly, and many companies and individuals had responded.

Pei Qian always maxed out the amount of charity allowed by the system, so these charitable activities naturally grew bigger and bigger, and it was difficult to stop.

During these two months of seclusion, Pei Qian also thought about many things, including where he should go in the future and how the entire Tenda Group should develop.

Just then, the system's transparent light screen gradually unfolded before Pei Qian's eyes, and lines of text appeared.

[Wealth Conversion System 2.0]

[Host: Pei Qian]

[Surplus Conversion Ratio 1000:1, Loss Conversion Ratio 10:1]

[Settlement in progress...]

[Re-evaluating fixed asset value...]

[System Funds: 15.77 million + 42.47 million + 15 million (↓126.76 million)]

[Fixed Assets: 424.73 million]

[Infrastructure Projects: 1.5 billion]

[Click to expand details of fixed assets and infrastructure projects]

[Personal Wealth: 5.08 million]

Seeing the final system fund figure, Pei Qian couldn't help but breathe a sigh of relief.

Sure enough, entrusting the work to the people in charge was much more reliable than racking his brains and doing everything himself.

The people in charge racked their brains to spend money quickly, competing to carry out activities to expand the market. While allowing Tenda Group to develop rapidly, they were also rapidly consuming cash flow, directly suppressing the system funds to only a little over 10 million.

Of course, since Tenda Group's cash flow was better than most companies, the circulating funds on the company's books might be recovered quickly, but it was enough to cope with the settlement.

This result was far better than Pei Qian's initial estimate.

Although some fixed assets had been added, according to the final result, Pei Qian was still able to successfully fleece more than 10 million yuan as planned.

Although there was a slight deviation in the process, the final result was still achieved as Pei Qian initially envisioned.

However, after seeing this number after the dust had settled, Pei Qian did not feel ecstatic or very excited. Instead, he greeted this fact with a rather calm attitude.

Even a bit of worry and confusion arose in his heart.

The system light screen continued to scroll.

[Settlement in progress...]

[Performing wealth conversion...]

[System Funds: 15.77 million + 42.47 million + 15 million (↓126.76 million)]

[Fixed Assets: 424.73 million]

[Infrastructure Projects: 1.5 billion]

[Personal Wealth: 19.01 million (↑12.67 million x 10%)]

At the time of the last settlement, Pei Qian already had about 5 million in personal wealth, and he had many ways to earn extra money, whether it was bonuses obtained from cooperation with other companies or other income. His monthly extra income ranged from tens of thousands to hundreds of thousands.

Pei Qian had not spent less money this year. He had been constantly buying various new digital products and some expensive odds and ends. He had spent even more lavishly this cycle, but even so, his personal wealth had not changed much.

Now that the 10 million plus converted by the system had arrived, it directly raised Pei Qian's personal wealth to the huge figure of 19 million!

But unlike in the past, this change did not bring any feeling of happiness to Pei Qian.

He remembered how ecstatic he was when he first got more than a million from the system. He kept thinking about using the money to buy a new house and a new car for his parents, as well as renovation costs and other expenses. He was full of energy.

But now, the inflow of more than 10 million seemed to be just a change in numbers for Pei Qian.

Pei Qian already had two or three properties, and most of his living expenses could be covered by the company without him having to spend his own money.

Originally, he wanted to fleece another 10 million at the end, not only because he wanted to buy a villa, but also because he was unwilling to accept that such a great system had only allowed him to fleece a few million after so much hard work. It was a bit embarrassing.

But now that the short-term goal had been achieved, he felt a little confused.

What was the point of having this 10 million lying in his account earning interest? It was also impossible to create real value.

There were many places in this world that needed money, but Pei Qian himself didn't really need this money that much.

Yes, buy a villa, decorate it well, and hire two nannies to take care of his daily life.

And then?

Buy bigger villas, seaside mansions, and build his own manor. The manor was filled with luxury cars worth millions, and he had his own private plane. Or directly buy a small island and live a life of seclusion...

If he took these as goals, Pei Qian could continue to fleece the system until the day he died.

But it would be a bit of a waste to use such a system to satisfy these selfish desires.

If President Pei's existence was the same as other wealthy people in the world, taking pride in the personal wealth numbers on the wealth rankings, and focusing on manors, yachts, private planes, and luxury living, then what difference would there be between him and an ordinary person who was mediocre and controlled by material possessions?

The word "richest man," literally speaking, may refer to the person who owns the most wealth.

But if one greedily occupies wealth without using it, then such a person should not be called the richest man, but a vampire!

Money becoming just a number made Pei Qian feel a sense of alarm from the bottom of his heart.

Just then, new text appeared on the system light screen again.

[The system will be updated and upgraded. Please read the update instructions carefully and make a choice after the update.]

Pei Qian was stunned. He originally thought that he would normally enter a settlement cycle of one year or longer, but he didn't expect the system to be updated and upgraded again.

The last upgrade was very distant for him. At that time, the system adjusted the profit and loss conversion ratio based on the Matthew effect. He wondered what kind of adjustments the system would make this time.

[Based on Tenda Group's industrial scale, system funds, host's personal wealth, and other factors, the system will be finally upgraded and enter version 3.0.]

[After the upgrade, the system will enter a fixed settlement cycle, with one settlement per year.]

[The profit and loss ratio will be finally adjusted. After the adjustment, the surplus conversion ratio will be 50:1, and the loss conversion ratio will be 50:1.]

[After the adjustment, the host can only choose one of the settlement methods, either profit or loss, and after the choice, it cannot be changed in the future.]

[The system will dynamically determine the initial system fund amount at the beginning of the cycle based on Tenda Group's development and operation, ensuring that the host can achieve an appropriate conversion amount, whether the goal is to profit or lose.]

[The result of this selection cannot be changed. Please consider carefully.]

Pei Qian was stunned. He didn't expect the system to make such an adjustment.

This adjustment didn't have any extra benefits and was very simple and crude. It only changed two things.

The first point was to fix the settlement to once a year.

The second point was to adjust the profit and loss ratio to 50:1, and dynamically determine the system's initial funds to ensure that whether he chose to profit or lose, the theoretical income at the time of settlement would be relatively considerable.

But at the same time, the system also required Pei Qian to choose between profiting or losing, and no longer, as in the past, could Pei Qian decide whether to profit or lose according to the actual situation during the cycle.

Although the difference between the wealth conversion ratio of profit and loss was very large before, in a situation where it was impossible to lose money, the wealth converted through making money was actually not small.

And now Pei Qian had to make a choice, and after the choice, it could never be changed!

"The profit and loss conversion ratio are actually both 50:1!"

"That's right, this system is called the Wealth Conversion System, but it has never said that it is called the Losing Money System, and the initial wealth conversion ratio seems to have been randomly generated."

"Converting through making money or converting through losing money are both within the rules allowed by the system. I just didn't expect that this time, making money and losing money would become the same ratio, and only one of them could be chosen."

The current situation was actually not difficult to analyze.

Pei Qian had studied this system for so long, and he had basically mastered the system's usage.

From the current situation, it was obviously more beneficial for him personally to choose to make money.

Because the personal wealth converted from losses had a limit, but making money had no limit.

For a simple example, if the initial funds given by the system at the beginning of the next cycle were 300 million, then according to the current ratio, even if Pei Qian reduced the system funds to 0 at the time of settlement, the money he could convert would only be 6 million.

But if he could use some means to make the system funds at the time of settlement become 600 million or even more, then the income would already exceed the income completed by losing money.

It was not difficult to turn the system funds from 300 million to 600 million. There were too many loopholes to exploit. Tenda had so many benefits and so many industries that a little bit of scraping would be a lot of money.

What's more, Tenda Group now had a momentum of soaring. Entering more industries and making more money, the company might have several years of rapid development in the future.

Under this continuous expansion, on the whole, the difficulty of profiting in the future would be less than the difficulty of losing money.

And even if he chose to profit, Pei Qian didn't need to have too much psychological burden.

The bosses of other companies also benefited from the company's development, but the money was only so much. If it was given to the boss, the company's development funds or the employees' wages would naturally be reduced.

But Pei Qian's income still came from the system, and the company's funds were still the same amount. Pei Qian took money from the system, which would not have a great impact on the company's operations.

Even if they both earned personal wealth through the company's profits, Pei Qian was still very different from the bosses of other companies.

From a personal point of view, no matter how you analyze it, choosing to profit was more beneficial.

Pei Qian couldn't help but shake his head and smile slightly: "It seems that the system is going to give me an ultimate test."